Income replacement (DIME)

What is your income a year?

Take-home or gross pay, whichever your family lives on. Take-home gives a smaller number.

Often until your youngest child is grown, or until your partner retires.

Car loans, credit cards, student and personal loans. Enter 0 if none.

So the family can stay in the home. Renting? Enter 0.

Your total for all children after high school. Enter 0 to leave it out.

Existing life cover (group cover at work usually ends when you leave the job) plus savings the family could use.